Rewards credit card
Brilliant benefits while you build your credit rating with the Kbank Reward credit card
FAQ
- Premier cardholders may access any Acme airport lounges plus up to 5 guests. For a full list of locations, see the Acme airport lounge list.
- Benefit from 20% off the cost of Acme hotel bookings (for Reward and Premier credit card customers)
- Excludes ‘Acme Platinum’ New York, US and Sydney, AUS
- Applicable for Online booking only
- Redeem 20% discount using generated code from the Kbank mobile app at the time of purchase
- 20% discount applies to a maximum of 2 days, this will be calculated at checkout
- Participating US Acme hotels:
- New York, LA, Boston, Sacramento, Little Rock, Dover, Springfield, Florida
- Participating ROW Acme hotels
- London, Manchester, Lisbon, Glasgow, Madrid, Paris, Nance, Prague, Brno, Dublin
- Balances can't be transferred from other Kbank credit cards, or loans, or another Kbank member (Abank, Bbank or Cbank)
- At the end of any promotional period, balance transfers will revert to the Kbank variable rate
- First 3 months 0% interest for new customers only
- Eligible spending excludes cash advances, fees, balance transfers, cheques, refunds, interest, or any other charges.
- Credit card is contactless, and will be sent in the post to new customers
- You may personalize your card for a $10 fee (which can be added to your credit card balance)
- Card issue free of charge
- Optional payment protection insurance is available
- Your points allocation will be on your monthly statement
- Points are redeemed at the following stores nationwide:
- Acme supermarkets
- Acme chemists
- Acme holiday vouchers
- Acme electrical goods
- Acme clothes & shoes
- Acme kids clubs
- The Acme store will scan your mobile app QR code, and the value will be deducted from the purchased item's total sum due.
- 1000 points are added to your statement and mobile application with every $1,000 spent (on the Reward and Premier credit cards)
- The monetary value of 1 point is equal to $0.10.
Check your balance anywhere
Simple banking on the move, at your fingertips. Payments, transfers, balances, support... just another way we try to make your life easier
5 tips on using your balance transfer credit card
- Check the terms on your balance transfer credit card
- Always make the minimum repayment
- Don't use the card more than you need to
- Keep the end date for the 0% interest period in mind
- Switch your outstanding balance at the end of the 0% interest period
- Pay off the credit card as soon as you can
Good to know
Join us today, either online or in any of our 1000+ national branches.
What documents will you need to make sure your application goes smoothly? To complete your application, you’ll need to provide a proof of identity and proof of address. Here’s some commonly accepted documents:
- ID
- passport
- driver’s licence
Proof of address
- utility bill
- telephone bill
- council tax bill
- mortgage statement or tenancy agreement
What is credit card interest
If you don’t pay off your credit card balance in full after receiving your statement each month, you’ll be charged interest. The interest will be calculated as a percentage of the amount you owe.
Once any interest-free period is over you'll start to be charged interest if you don’t pay the full balance every month.
There are some transactions, such as cash withdrawals, which you may still be charged interest on, even if you repay your balance in full each month. Always check your credit card terms and conditions to see what types of transactions you’ll be charged interest on.
What is credit card interest
There are 3 kinds of 0% interest offers:
- 0% interest on purchases. These cards offer an interest-free period on purchases, covering anything you pay for using the card during a certain time.
- 0% interest on balance transfers. These cards offer an interest-free period on balance transfers – that’s any money owed on another credit card that you transfer across.
- 0% on both purchases and balance transfers.
APR meaning
When you’re looking at potential credit cards or loans, you may see a representative APR advertised. Given that lenders offer different interest rates based on your application, representative APR is an example that allows you to compare between lenders and products quickly without having to apply.
Who can apply
Join us today, either online or in any of our 1000+ national branches.
What documents will you need to make sure your application goes smoothly? To complete your application, you’ll need to provide a proof of identity and proof of address. Here’s some commonly accepted documents:
- ID
- passport
- driver’s licence
Proof of address
- utility bill
- telephone bill
- council tax bill
- mortgage statement or tenancy agreement
- Your points allocation will be on your monthly statement
- Points are redeemed at the following stores nationwide:
- Acme supermarkets
- Acme chemists
- Acme holiday vouchers
- Acme electrical goods
- Acme clothes & shoes
- Acme kids clubs
- The Acme store will scan your mobile app QR code, and the value will be deducted from the purchased item's total sum due.
- 1000 points are added to your statement and mobile application with every $1,000 spent (on the Reward and Premier credit cards)
- The monetary value of 1 point is equal to $0.10.